Released on = May 30, 2007, 8:13 am

Press Release Author = Camelot Marketing

Industry = Financial

Press Release Summary = Recent introduction of California refinancing program allows
borrower to pick their own payment every month including interest only. Program
ideal for self employed that requires a mortgage that is as flexible as the income.

Press Release Body = "A relatively new California refinance program offers
homeowners the opportunity to make a different payment every month including an
interest only option," states Jay Yerman, Refinance Specialist with T.N.T. Lending
Inc.

T.N.T. Lending Inc. based in Rancho Cucamonga California, offers a full range of
mortgage services including first time home buyer programs, downpayment assistance
and refinancing programs in California.

"The Pick A Payment adjustable rate mortgage is ideal for homeowners looking to
lower a monthly payment, get cash out, or debt consolidation and still get the
guaranteed lowest payment on the market today."

"When refinancing in California with Pick A Payment ARM the homeowner can decide
which of four payment choices to make every month depending on cash flow. For
instance the interest only option would lower the mortgage payment and therefore
improve cash flow that month."

"With the flexibility to choose the payment the Pick A Pay ARM home mortgage loans
are suited for somebody that is in between jobs or those that have a fluctuating
income such as the self-employed or those in commission sales."

Pick A Pay ARM home mortgage loans are a relatively new product that allows you four
payment options each month:
1. 15 year payment- Pay your home mortgage loan off and build equity faster as well
as save thousands of dollars in interest;
2. 30 year payment- This option will let you know how much to pay to have your home
free and clear in the standard thirty years;
3. Interest only option- This option allows you to pay only the interest portion of
your monthly payment so you can increase monthly cash flow;
4. 1% Minimum payment-This option allows you to pay your mortgage at a 1% rate of
interest for maximum savings.

Yerman concludes, "Refinancing or debt consolidation in California with the Pick A
Pay program has built in features that protect the borrower from the typical worries
associated with an adjustable rate mortgage such as the payment cannot increase more
than 7.5% above the previous year for the first five years."

For immediate assistance on refinancing in California with Pick A Pay Home Loans
please call Jay Yerman at T.N.T. Lending 1-800-860-9437 or go to
http://www.goldmedalmortgage.com/Refinancing_In_California_Pick_A_Pay




Web Site = http://www.goldmedalmortgage.com/Refinancing_In_California_Pick_A_Pay

Contact Details = Jay Yerman,
T.N.T. Lending Inc.
1-800-860-9437 http://www.goldmedalmortgage.com/Refinancing_In_California_Pick_A_Pay